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Loan Process

Processing a home loan is an intricate procedure and involves step-by-step processes. You need someone who can guide you at each step of the process to make things easier. With Mortgage Premiers standing by you, the processes look simple and easily attainable. Our experienced brokers will ensure that each step is streamlined and processed without any trouble.
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Trust our experience and ability to assist you in getting home loans quicker and easier.

Step-1: Introductory Meeting

You book a free appointment with one of our lending specialists for an introductory meeting. We discuss your borrowing capacity and what types of loans or lenders are suitable for your needs.

Step-2: Pre-approval

Once we have determined your borrowing capacity, we move to the pre-approval phase. Here, we will get your loan pre-approved for a fixed amount. Our experts will also advise you for different concessions and homeowner grants available for you. We also work on the maximum and minimum possible loan amount at this phase.

Trust our experience and ability to assist you in getting home loans quicker and easier.
Step-1: Introductory Meeting
You book a free appointment with one of our lending specialists for an introductory meeting. We discuss your borrowing capacity and what types of loans or lenders are suitable for your needs.
Step-2: Pre-approval
Once we have determined your borrowing capacity, we move to the pre-approval phase. Here, we will get your loan pre-approved for a fixed amount. Our experts will also advise you for different concessions and homeowner grants available for you. We also work on the maximum and minimum possible loan amount at this phase.
Step-3: Home Loan Application
This is a crucial step where any mistake can have a critical implication. Here you must show that you can repay the loan amount. We will also ensure your financial house is in order. Remember, we will be with you at each step of applying for the loan. It usually takes about 5 business days to get an answer once you have applied for the loan.
Step-4: Approval
When you meet all eligibility criteria and terms and conditions, you get approval for your home loan. Congrats!
Step-5: Post-approval
At the post-approval stage, your broker will organise and complete a lot of paperwork and financial documents for you. They’ll also devise and walk you through an entire repayment strategy. We have everything covered for you at this stage with our experienced professionals.
Step-6: Settlement
After the post-approval stage, your solicitor or conveyancer will handle the final formalities. But before settlement, you might need to organise mortgage insurance. Don’t worry, our experts at Mortgage Premiers will assist you in all these processes.
Step-7: Forever After
If you think our responsibilities are over after the approval of the loan, then you are wrong. We will be with you throughout the lifecycle of your loan. At any time, if we find any suitable plan for you, we will let you know and assist you in each step then as well.

Capitalizing on the real-world experience

Explore some of the latest RateMyAgent reviews
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Always helpful and provided the right help and assistance. Kaushi was amazing to work with. Very helpful and patient with my requests. Up to date with the market and trends
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Umaya YaghiSo thankful

I had the best experience with Kaushalya Gunasekera as a broker she never let us down she always has a way to get us a home loan also she follows all your paperwork and never delays on her work always up to date.
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Manoj BhattaraiMortgage Broker

A competent, passionate and dedicated broker. She goes beyond to assist you to cater your choices and available at prompt. Go with her you won’t be disappointed. Good service with a smile makes her unique in the field.
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Count on us for classic mortgage advice and support

At Mortgage Premiers, we know a commitment is more than a piece of paper. It’s a partner you can rely on. Your goals are individual and we believe mortgage advice should be too. Contact us today.
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Steps of Recruitment Process

We can help you with picking out the best people for your company.

Identify the HR Reqirement

Identify possible sources of HR Supply

Communicating the Information

Receiving Application