Fixed Rate

To fix or not – most borrowers hate being in a pickle. When choosing the interest rate type, it is critical to weigh your options so that it doesn’t hurt your budget in the process of settling home loan repayments. Without a doubt, finding the most appropriate home loan interest type could mean thousands of dollars in savings.

The budget-conscious first home buyers favour fixed-rate over a variable to stay on top of loan repayments all along.

Would you believe, fixing your home loan offers predictability and protection from sudden interest hikes but may cost more closing costs than benefits if switched loans later?

We strongly discourage refinancing your home loan within the fixed-rate period. Planning home renovations or new home construction using equity may strongly hurt your budget when you are in a fixed-rate period.

“We take the time and hassle out of shopping around for the right home loan, provide expert advice and take care of the entire process, from start to finish."
Kaushalya GunasekeraMortgagepremiers CEO

Paying our debts within a fixed-rate period can also cost you enormous exit fees. Ask your lender if you got flexibility with fixed-rate options or call us today for clear guidance. We commit to :

Self-employed entrepreneurs
Clients who are new to Australia
Clients with bruised credit history
Clients thinking about refinancing
Quick responses on rush-deals